Financial Aid Information

  • Basic information about student aid. Find more information on the MTSU financial aid website.
  • Refer students to One Stop for all financial questions!

    In most cases, students receive financial assistance to complete classes taken toward earning a degree. This means that many forms of financial assistance received from the federal government (e.g., Federal Pell Grants, Federal loans), from the State (e.g., the TELS scholarship) or from private/university benefactors carry substantial penalties for students who enroll in courses and do not finish them. If the student fails to complete a course successfully, they could be held personally responsible for the tuition costs, and required to pay back loans, grants, or scholarships received. Students should never withdraw from any course or stop attending without first consulting both the MT One Stop and their academic advisor.

Coursework toward Program of Study (CPoS)

Only courses required for degree completion can be used to determine your aid eligibility for federal financial aid programs such as grants, work-study, and loans. If a student takes classes that are not in their CPoS of their officially declared major/minor, they may be at risk of a reduction to their overall financial aid. Courses that are not eligible will not be counted towards full-time status. EX: If nine of their 12 hours are in their CPoS, but three of those hours do not count toward their major or minor, their cost of attendance (COA) will reflect that they are not a full-time student (only 75 percent), which could reduce their state and MTSU scholarships. Types of aid affected by this are disbursement of Federal Aid (i.e., Pell Grant, SEOG, Teach Grant, Work-Study, and Direct Loans). State and Institutional Aid (e.g., TN Lottery Scholarship, TN State Grant, MTSU Guaranteed Scholarships, etc.) are not currently subject to the same regulatory restrictions. 

Financial Aid Satisfactory Academic Progress (SAP)

Students receiving financial aid must maintain SAP, which monitors GPA, Pace (passing percentage), and maximum attempted hours. Students are notified by Registrar and/or Financial Aid if their eligibility is at risk.


Students dropping a class before the census date can have their aid adjusted. If a student stops attending, their financial aid may be in jeopardy.  

Drug Convictions

Students convicted of drug-related federal or state offenses may not be eligible for federal student aid or required to answer additional FAFSA questions. If MTSU is notified of a conviction after aid is awarded, their aid may be immediately suspended.  

HOPE Lottery

Scholarships are awarded for 120 hours or 8 semesters. Students must maintain eligibility at each checkpoint. At 24 and 48 hours, Lottery GPA must be a minimum 2.75. At 72 and 96 hours, must be 3.0 (though there are provisions). It can cover summer courses if the student enrolls in at least 6 hours. A student can repeat a course only once, and it must be approved through One Stop. If the HOPE is lost, students can apply again by submitting a Regain form to One Stop (found on their website).

Federal TEACH Grant

Grants for students who commit to teach after graduation full time in a high-needs subject area that serves low-income families for at least 4 years. The student must submit an application, FASFA, and agreement to serve.  

MTSU Scholarships

Freshmen and Transfers are automatically considered for guaranteed scholarships when they apply to MTSU. Once admitted, continuing students can submit one general application to determine eligible scholarships. Most have a deadline of February 15th.


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